Insurance regulation
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In production
Know which agencies
need a closer look.
BEACON compares an agency’s declared office with observed device activity, up to three years back, links agencies that share people, addresses or accounts, and compares each agency with its peers.
The issue
Agencies get checked
after something goes wrong.
Addresses taken at face value
A declared office is rarely visited, so a mailbox can pass as a working agency.
Connections are invisible
Agencies that share principals, addresses or accounts sit in separate records.
No way to compare
Volume that looks normal on its own can be far outside what similar agencies write.
What we built
From license record to review,
with the evidence attached.
Every agency record in one place.
BEACON reads applications, appointments and policy registers and builds one record for each agency, with its principals and locations.
- License, appointments and filings joined into one profile
- Principals and locations pulled from applications
- Records from other systems matched automatically
The declared office, checked against the ground.
TRACE compares the declared address with observed device activity over time, and shows how it compares with a similar working office.
- Up to three years of historical signal data
- A fence around the declared address, with playback
- Historical patterns only, never live tracking
Each agency compared with its peers.
Policies written, shared principals and connections are compared with 1,214 agencies, so the outliers stand out.
- Policies per producer against the typical range
- Agencies that share people, addresses or accounts linked
- Each agency ranked by how far it sits from its peers
Your team decides what happens next.
Licensing staff see the ranked list with the evidence attached, and decide whether to visit, ask for records or refer for investigation.
- Evidence packet ready for each agency
- Decisions and notes saved on the record
- Outcomes reported by period
Engines used
Three of BEACON’s five engines,
configured for licensing.
TRACE
Checks the ground
Compares the declared office with observed device activity, from up to three years of history. Historical patterns, never live tracking.
ADAPT
Applies your rules
Flags agencies that break your licensing rules or share principals with agencies under review.
RENDER
Ranks every agency
Compares each agency with its peers and puts the ones that need a look at the top.
More in Insurance regulation
Other questions
BEACON answers.
Bring your agency list.
We’ll rank it with you.
We’ll load your agency records and walk through the first rankings with your team in a working session.